Welcome to This Month’s Edition!
We’re excited to bring you a new edition filled with key updates and expert insights to help you stay informed and empowered. This month, we’re covering some of the latest financial and tax topics that could impact your planning and decision-making. Let’s dive in!
Please contact us for clarification, or further advice, regarding any of the topics covered in this newsletter
Justin founded Integro in 2003, which continues today as a highly successful and trusted Financial planning business. In 2010 Justin joined Marshall Michael Wealth Management and continues to head up this company as joint owner for our clients.
This is a unique approach which has proven successful as we jointly attend important meetings requiring tax and accounting services combined with financial planning.
Justin is a full member of SPAA and the Financial Planning Association (FPA), the leading industry body for Australia’s professional financial advisers. In 2012, the financial planning trade publication ‘Wealth Professional’ named him Australian Adviser of the Year and in 2014 he was recognised by the prestigious ‘40under40’ awards program as one of Western Australia’s leading business entrepreneurs.
These awards are testament to Justin’s leadership skills, which drive the culture of our combined businesses based on integrity, respect and excellence. Together we seek to give the best outcome to our clients.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Nunc nec sapien quis felis tempor dapibus. Integer eget nulla libero. Donec euismod eleifend neque, a dapibus lectus scelerisque in. Nam finibus rutrum sollicitudin. Nunc dapibus enim diam, in euismod leo sollicitudin sit amet. Proin vel ex eu odio consequat porttitor non id ex. Vestibulum tempus sed ipsum ac ultricies. Mauris nec accumsan odio, quis varius lacus. Pellentesque vitae lacus pretium, dignissim sem a, condimentum massa. Aenean semper enim vel volutpat aliquet. Etiam pretium quis felis ut blandit.
Nulla ut enim in risus porttitor elementum aliquet a lectus. Nulla nec odio cursus, porttitor est nec, vehicula lorem. Etiam vel est fermentum, congue urna quis, pulvinar nunc. Praesent rutrum, ex a consectetur ornare, quam mi vehicula augue, in blandit libero lorem in metus. Nulla ornare eget neque consectetur ultrices. Maecenas finibus lacus vitae nunc blandit, eget dignissim dolor eleifend. Cras eu hendrerit massa, pellentesque pretium ante. Donec velit risus, volutpat ut tellus mattis, hendrerit venenatis erat. Maecenas facilisis nisi sed ligula tincidunt vehicula. Cras rhoncus ligula eget dictum egestas. Quisque non est vel tellus malesuada consequat. Nullam eu erat id lorem bibendum ultrices.
Melissa joined Marshall Michael as an Account Executive in 2010.
Dealing mainly in business services and tax for both small and medium businesses, Melissa is also passionate about superannuation and has a deep knowledge in this specialist area. She enjoys finding solutions which deliver outstanding results for clients in their accumulation and pension phases.
Melissa is a Chartered Accountant and holds a Bachelor of Commerce Degree from the University of Western Australia.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Nunc nec sapien quis felis tempor dapibus. Integer eget nulla libero. Donec euismod eleifend neque, a dapibus lectus scelerisque in. Nam finibus rutrum sollicitudin. Nunc dapibus enim diam, in euismod leo sollicitudin sit amet. Proin vel ex eu odio consequat porttitor non id ex. Vestibulum tempus sed ipsum ac ultricies. Mauris nec accumsan odio, quis varius lacus. Pellentesque vitae lacus pretium, dignissim sem a, condimentum massa. Aenean semper enim vel volutpat aliquet. Etiam pretium quis felis ut blandit.
Nulla ut enim in risus porttitor elementum aliquet a lectus. Nulla nec odio cursus, porttitor est nec, vehicula lorem. Etiam vel est fermentum, congue urna quis, pulvinar nunc. Praesent rutrum, ex a consectetur ornare, quam mi vehicula augue, in blandit libero lorem in metus. Nulla ornare eget neque consectetur ultrices. Maecenas finibus lacus vitae nunc blandit, eget dignissim dolor eleifend. Cras eu hendrerit massa, pellentesque pretium ante. Donec velit risus, volutpat ut tellus mattis, hendrerit venenatis erat. Maecenas facilisis nisi sed ligula tincidunt vehicula. Cras rhoncus ligula eget dictum egestas. Quisque non est vel tellus malesuada consequat. Nullam eu erat id lorem bibendum ultrices.
Hollie joined our team in February 2010. She has 18 years bookkeeping experience within the accounting industry, specialising in MYOB and payroll.
She holds an Advanced Diploma in Commerce, a Diploma of Accounting and is also a registered BAS Agent.
Having returned after a short break Hollie now heads the bookkeeping department (including full payroll) with her team, which is growing monthly. She is successfully integrating our love of technology and innovation with attention to detail.
Her extensive experience in various industries includes doctors surgeries, dentists, gyms, farming businesses, IT companies, pharmacies, mining companies, research and development and many more.
Tony joined Marshall Michael in 2007 as a Graduate. After taking a short break in 2012, Tony re-joined our team as an Account Executive in 2013, providing assistance and support to the manager and directors, mainly dealing in business services and tax.
Tony holds a Bachelor of Commerce Degree, majoring in Finance and Marketing and a Master of Accounting from Curtin University of Technology. Tony has been a member of the Institute of Chartered Accountants since 2011.
He speaks Mandarin and heads up our “China Desk”, bridging people wishing to migrate or do business in Australia, with our laws and regulations.
Michaela joined in 1998 and rose to Director in 2009. She has been a valued member of the team and has seen the firm grow and evolve.
Her career has included accounting, corporate planning and governance, financial reporting and planning, management accounting, strategic planning and taxation compliance.
The industries she had been involved in range from local domestic airlines, construction, health care, pharmacy, IT, mining (exploration and processing), mining services and retail. She also consults to large corporate entities.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Nunc nec sapien quis felis tempor dapibus. Integer eget nulla libero. Donec euismod eleifend neque, a dapibus lectus scelerisque in. Nam finibus rutrum sollicitudin. Nunc dapibus enim diam, in euismod leo sollicitudin sit amet. Proin vel ex eu odio consequat porttitor non id ex. Vestibulum tempus sed ipsum ac ultricies. Mauris nec accumsan odio, quis varius lacus. Pellentesque vitae lacus pretium, dignissim sem a, condimentum massa. Aenean semper enim vel volutpat aliquet. Etiam pretium quis felis ut blandit.
Nulla ut enim in risus porttitor elementum aliquet a lectus. Nulla nec odio cursus, porttitor est nec, vehicula lorem. Etiam vel est fermentum, congue urna quis, pulvinar nunc. Praesent rutrum, ex a consectetur ornare, quam mi vehicula augue, in blandit libero lorem in metus. Nulla ornare eget neque consectetur ultrices. Maecenas finibus lacus vitae nunc blandit, eget dignissim dolor eleifend. Cras eu hendrerit massa, pellentesque pretium ante. Donec velit risus, volutpat ut tellus mattis, hendrerit venenatis erat. Maecenas facilisis nisi sed ligula tincidunt vehicula. Cras rhoncus ligula eget dictum egestas. Quisque non est vel tellus malesuada consequat. Nullam eu erat id lorem bibendum ultrices.
Founder, Stephen has over his professional career worked in a variety of areas including audit accounting, corporate planning and governance, financial reporting and planning, insolvency, investigations, management accounting, strategic planning and taxation strategies.
The industries he has experience in range from construction, health care, pharmacy, IT, manufacturing, maritime, mining (exploration and processing), mining services, pharmacy, retail, shipping and software development to name just a few.
He has held Board positions for groups, consulted for listed and unlisted entities both in Australia and overseas. He retains a passion for finding solutions to client issues and seeks the best result for them.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Nunc nec sapien quis felis tempor dapibus. Integer eget nulla libero. Donec euismod eleifend neque, a dapibus lectus scelerisque in. Nam finibus rutrum sollicitudin. Nunc dapibus enim diam, in euismod leo sollicitudin sit amet. Proin vel ex eu odio consequat porttitor non id ex. Vestibulum tempus sed ipsum ac ultricies. Mauris nec accumsan odio, quis varius lacus. Pellentesque vitae lacus pretium, dignissim sem a, condimentum massa. Aenean semper enim vel volutpat aliquet. Etiam pretium quis felis ut blandit.
Nulla ut enim in risus porttitor elementum aliquet a lectus. Nulla nec odio cursus, porttitor est nec, vehicula lorem. Etiam vel est fermentum, congue urna quis, pulvinar nunc. Praesent rutrum, ex a consectetur ornare, quam mi vehicula augue, in blandit libero lorem in metus. Nulla ornare eget neque consectetur ultrices. Maecenas finibus lacus vitae nunc blandit, eget dignissim dolor eleifend. Cras eu hendrerit massa, pellentesque pretium ante. Donec velit risus, volutpat ut tellus mattis, hendrerit venenatis erat. Maecenas facilisis nisi sed ligula tincidunt vehicula. Cras rhoncus ligula eget dictum egestas. Quisque non est vel tellus malesuada consequat. Nullam eu erat id lorem bibendum ultrices.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Nunc nec sapien quis felis tempor dapibus. Integer eget nulla libero. Donec euismod eleifend neque, a dapibus lectus scelerisque in. Nam finibus rutrum sollicitudin. Nunc dapibus enim diam, in euismod leo sollicitudin sit amet. Proin vel ex eu odio consequat porttitor non id ex. Vestibulum tempus sed ipsum ac ultricies. Mauris nec accumsan odio, quis varius lacus. Pellentesque vitae lacus pretium, dignissim sem a, condimentum massa. Aenean semper enim vel volutpat aliquet. Etiam pretium quis felis ut blandit.
Nulla ut enim in risus porttitor elementum aliquet a lectus. Nulla nec odio cursus, porttitor est nec, vehicula lorem. Etiam vel est fermentum, congue urna quis, pulvinar nunc. Praesent rutrum, ex a consectetur ornare, quam mi vehicula augue, in blandit libero lorem in metus. Nulla ornare eget neque consectetur ultrices. Maecenas finibus lacus vitae nunc blandit, eget dignissim dolor eleifend. Cras eu hendrerit massa, pellentesque pretium ante. Donec velit risus, volutpat ut tellus mattis, hendrerit venenatis erat. Maecenas facilisis nisi sed ligula tincidunt vehicula. Cras rhoncus ligula eget dictum egestas. Quisque non est vel tellus malesuada consequat. Nullam eu erat id lorem bibendum ultrices.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Nunc nec sapien quis felis tempor dapibus. Integer eget nulla libero. Donec euismod eleifend neque, a dapibus lectus scelerisque in. Nam finibus rutrum sollicitudin. Nunc dapibus enim diam, in euismod leo sollicitudin sit amet. Proin vel ex eu odio consequat porttitor non id ex. Vestibulum tempus sed ipsum ac ultricies. Mauris nec accumsan odio, quis varius lacus. Pellentesque vitae lacus pretium, dignissim sem a, condimentum massa. Aenean semper enim vel volutpat aliquet. Etiam pretium quis felis ut blandit.
Nulla ut enim in risus porttitor elementum aliquet a lectus. Nulla nec odio cursus, porttitor est nec, vehicula lorem. Etiam vel est fermentum, congue urna quis, pulvinar nunc. Praesent rutrum, ex a consectetur ornare, quam mi vehicula augue, in blandit libero lorem in metus. Nulla ornare eget neque consectetur ultrices. Maecenas finibus lacus vitae nunc blandit, eget dignissim dolor eleifend. Cras eu hendrerit massa, pellentesque pretium ante. Donec velit risus, volutpat ut tellus mattis, hendrerit venenatis erat. Maecenas facilisis nisi sed ligula tincidunt vehicula. Cras rhoncus ligula eget dictum egestas. Quisque non est vel tellus malesuada consequat. Nullam eu erat id lorem bibendum ultrices.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Nunc nec sapien quis felis tempor dapibus. Integer eget nulla libero. Donec euismod eleifend neque, a dapibus lectus scelerisque in. Nam finibus rutrum sollicitudin. Nunc dapibus enim diam, in euismod leo sollicitudin sit amet. Proin vel ex eu odio consequat porttitor non id ex. Vestibulum tempus sed ipsum ac ultricies. Mauris nec accumsan odio, quis varius lacus. Pellentesque vitae lacus pretium, dignissim sem a, condimentum massa. Aenean semper enim vel volutpat aliquet. Etiam pretium quis felis ut blandit.
Nulla ut enim in risus porttitor elementum aliquet a lectus. Nulla nec odio cursus, porttitor est nec, vehicula lorem. Etiam vel est fermentum, congue urna quis, pulvinar nunc. Praesent rutrum, ex a consectetur ornare, quam mi vehicula augue, in blandit libero lorem in metus. Nulla ornare eget neque consectetur ultrices. Maecenas finibus lacus vitae nunc blandit, eget dignissim dolor eleifend. Cras eu hendrerit massa, pellentesque pretium ante. Donec velit risus, volutpat ut tellus mattis, hendrerit venenatis erat. Maecenas facilisis nisi sed ligula tincidunt vehicula. Cras rhoncus ligula eget dictum egestas. Quisque non est vel tellus malesuada consequat. Nullam eu erat id lorem bibendum ultrices.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Nunc nec sapien quis felis tempor dapibus. Integer eget nulla libero. Donec euismod eleifend neque, a dapibus lectus scelerisque in. Nam finibus rutrum sollicitudin. Nunc dapibus enim diam, in euismod leo sollicitudin sit amet. Proin vel ex eu odio consequat porttitor non id ex. Vestibulum tempus sed ipsum ac ultricies. Mauris nec accumsan odio, quis varius lacus. Pellentesque vitae lacus pretium, dignissim sem a, condimentum massa. Aenean semper enim vel volutpat aliquet. Etiam pretium quis felis ut blandit.
Nulla ut enim in risus porttitor elementum aliquet a lectus. Nulla nec odio cursus, porttitor est nec, vehicula lorem. Etiam vel est fermentum, congue urna quis, pulvinar nunc. Praesent rutrum, ex a consectetur ornare, quam mi vehicula augue, in blandit libero lorem in metus. Nulla ornare eget neque consectetur ultrices. Maecenas finibus lacus vitae nunc blandit, eget dignissim dolor eleifend. Cras eu hendrerit massa, pellentesque pretium ante. Donec velit risus, volutpat ut tellus mattis, hendrerit venenatis erat. Maecenas facilisis nisi sed ligula tincidunt vehicula. Cras rhoncus ligula eget dictum egestas. Quisque non est vel tellus malesuada consequat. Nullam eu erat id lorem bibendum ultrices.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Nunc nec sapien quis felis tempor dapibus. Integer eget nulla libero. Donec euismod eleifend neque, a dapibus lectus scelerisque in. Nam finibus rutrum sollicitudin. Nunc dapibus enim diam, in euismod leo sollicitudin sit amet. Proin vel ex eu odio consequat porttitor non id ex. Vestibulum tempus sed ipsum ac ultricies. Mauris nec accumsan odio, quis varius lacus. Pellentesque vitae lacus pretium, dignissim sem a, condimentum massa. Aenean semper enim vel volutpat aliquet. Etiam pretium quis felis ut blandit.
Nulla ut enim in risus porttitor elementum aliquet a lectus. Nulla nec odio cursus, porttitor est nec, vehicula lorem. Etiam vel est fermentum, congue urna quis, pulvinar nunc. Praesent rutrum, ex a consectetur ornare, quam mi vehicula augue, in blandit libero lorem in metus. Nulla ornare eget neque consectetur ultrices. Maecenas finibus lacus vitae nunc blandit, eget dignissim dolor eleifend. Cras eu hendrerit massa, pellentesque pretium ante. Donec velit risus, volutpat ut tellus mattis, hendrerit venenatis erat. Maecenas facilisis nisi sed ligula tincidunt vehicula. Cras rhoncus ligula eget dictum egestas. Quisque non est vel tellus malesuada consequat. Nullam eu erat id lorem bibendum ultrices.
